Apple的電子錢包專利

當行動商務如火如荼的推動之際，行動付款是行動商務很重要的一環，從USPTO的專利資料發現Apple已經獲得了一個可用於NFC手機的電子錢包，透過配備NFC功\能的iPhone，信用卡公司將可以直接將帳單傳輸到使用者的iTunes帳號。

US8,127,982
Title : Parental controls
Filing Date : 2009.1.9.
Issue Date : 2012.3.6.
Abstract :
Various techniques are provided for establishing financial transaction rules to control one or more subsidiary financial accounts. In one embodiment, a financial account management application stored on a processor-based device may provide an interface for defining financial transaction rules to be applied to a subsidiary account. The financial transaction rules may be based upon transaction amounts, aggregate spending amounts over a period, merchant categories, specific merchants, geographic locations, or the like. The device may update the financial transaction rules associated with a subsidiary account by communicating the rules to an appropriate financial server. Accordingly, transactions made using the subsidiary account by a subsidiary account holder may be evaluated against the defined rules, wherein an appropriate control action is carried out if a financial transaction rule is violated.